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Colleges & Universities Students & Participants Liability Programs
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Available Products:

Intercollegiate Sports Basic Coverage   Top

The following brochure outlines the benefits available for basic athletic accident insurance for college sports. Plans are tailored to meet the needs of each individual school.

Athletic Accident Medical Insurance - Accident Medical Insurance for Intercollegiate Sports (541K PDF)*

NJCAA Catastrophic Insurance Program   Top

The following brochure outlines the benefits provided for catastrophic athletic accident insurance for college sports.

Athletic Accident Medical Insurance - Accident Medical Insurance for Intercollegiate Sports (198K PDF)*
Catastrophic Athletic Insurance
Enrollment Form
(522K Enterable PDF)*

Expanded Cheerleading Coverage  Top

Summit America has the availability to provide expanded coverage for cheerleaders where some basic accident medical or catastrophic coverage falls short. Events that can be covered with this product include camp or clinic participation, promotional events and cheerleading competitions. To request a proposal, simply indicate on the Online Quotation Request Form that you are interested in a quote for coverage.

Club & Intramural Coverage   Top

National Intramural – Recreational Sports Association (NIRSA) Members

NIRSA Higthlights (174K PDF)*
NIRSA Club Application (27K PDF)*
NIRSA Intramural Application (26K PDF)*

Non-NIRSA Members

Athletic Accident Medical Insurance - Accident Medical Insurance for Club and Intramural Sports (186K PDF)* • download now

Catastrophic Coverage

Catastrophic Athletic Insurance
Brochure
(260K PDF)*
• download now
Club/Intramural Catastrophic Insurance
Enrollment Form
(528K Enterable PDF)*
• download now

Promotional Indemnity - Prize Insurance   Top

Most people are familiar with half-court basketball shots and hole-in-one contests but these don’t even scratch the surface of the creative ways that your school can increase its revenue. You can also partner with a sponsor which can offset the cost of insurance while increasing the sponsor’s visibility, helping you to further enhance this critical relationship. To find out more information call Paul Mayo at 800-955-1991 ext. 120 or by e-mail pmayo@summitamerica-ins.com

Event Cancellation Coverage   Top

As Hurricane Katrina showed, one devastating occurrence can have a financial impact for years to come. Whether it’s the Final 4, a conference tournament, or an institution’s complete sporting season, significant dollars are at stake should such a catastrophic event cause the cancellation or postponement of your event(s). Expenses, and in some cases gross revenue, can be included under this cover to address the unexpected which seems to occur more often than ever these days. In addition to hurricanes, perils such as communicable disease and terrorist acts can be included in this protection. To find out more information call Paul Mayo at 800-955-1991 ext. 120 or by e-mail pmayo@summitamerica-ins.com

Weather Coverage   Top

Have you ever had an outdoor event impacted by rain? How much money did it cost the school? Did you know that you can protect against poor weather during your outdoor events? Rain insurance provides just such peace of mind as this coverage reimburses the institution if the insured amount of rain falls during the insured hours of the event. Simple as that! Don’t let your next fundraiser be at risk. To find out more information call Paul Mayo at 800-955-1991 ext. 120 or by e-mail pmayo@summitamerica-ins.com

Incentive Bonus   Top

Many institutions include incentive bonuses in their coach’s contracts to help motivate and maximize a team’s performance. Did you know that these bonuses are often insurable? The bonuses themselves are typically a liability on the school’s balance sheet until the season is completed. Insurance coverage removes these liabilities and frees cash for the marketing - or other - department to spend in a more productive manner. This protection also stabilizes the maximum amount of financial obligation to be incurred by the school, making a successful season a truly ‘win-win’ scenario. To find out more information call Paul Mayo at 800-955-1991 ext. 120 or by e-mail pmayo@summitamerica-ins.com