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Eligibility
Schools currently participating in the NCAA Group Basic Accident Medical Program (“Program”)
are eligible to purchase this coverage.
Policy Structure
- Provides primary coverage while participating in covered athletic events only.
- The plan is not available on a voluntary basis. Purchase of the coverage is
MANDATORY for all intercollegiate student athletes without primary insurance and those whose
primary plan specifically excludes intercollegiate athletic injuries.
(Most student accident & sickness policies fall into this category).
It is also MANDATORY for those whose primary insurance is secondary to
all other plans such as military or governmental administered insurance
programs and should be considered for those whose insurance is limited to out-of-area HMO/PPO’s.
- The school must provide a roster of all of their uninsured intercollegiate
student athletes at the time of purchase. This is done on-line through the NCAA Online
Risk Manager. An athlete may be added any time during the year and coverage is effective
at 12:01 AM following the date submitted.
- The policy will be issued to the NCAA.
- Each school electing this coverage will be issued a memorandum of
coverage and a plan of insurance.
- A draft of the plan of insurance and memorandum of coverage is available upon request.
Plan Design
$250 deductible with $5,000 accident medical maximum
Premium
- Football participants - $1,297 per person per policy year or any portion thereof.
- Non-football participants - $599 per person per policy year or any portion thereof.
- 3. The NCAA Online Risk Manager prints an invoice upon submission of name list(s).
Each invoice is payable within 30 days of the effective date of coverage.
Marketing
- This coverage will be offered directly to all schools who participate in the NCAA Basic Program.
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